I wonder if lightning flashed when they came up with this. Did the lights dim? Also, I imagine shaking arms raised in triumph around an oval of rich boardroom oak. They signed me up for some kind of "payment insurance," and if you do not read every sheet inside their twenty pound envelope you might miss it. I would love to know how much money they make, annually, because people have chosen to live their lives as opposed to scrutinize every paragraph of their cyclopean document for hidden treacheries.
